Apply for YES Bank Loan Against Property

Hassle-free Process | Required Minimum Documentation | Safe and Secure | Doorstep Service

20

Years Of Experience

About YES Bank Loan Against Property

Yes Bank offers a secured Loan Against Property, providing financial support for various needs such as Wedding Expenditures, Medical Emergencies, Higher Education, Home Renovation, and Business Expansion.

LoanMoney, an authorized direct selling agent, can assist you in obtaining a Loan Against Property from various National, Multinational, and Non-Banking Financial Companies. As a registered and authorized Direct Selling Agent, LoanMoney provides reliable and trusted financial solutions tailored to your needs. Enjoy the benefits of a loan with minimal documentation, low-interest rates for an extended tenure, a swift approval process, nominal processing fees, and a range of flexible repayment options. Apply for a Yes Bank Loan Against Property and avail of all these benefits.

Features of YES Bank Loan Against Property

Loan for purchase of commercial property
Dropline Overdraft Facility
Term Loans against property
Lease Rental Discounting

Details of YES Bank Loan Against Property

Interest Rate
Eligibility Criteria
Documents Required
General Information

Interest Rate

Fee	Amount to be Paid
Rate of Interest	8.50 % To 9.50%
Loan Processing Charges	0.75 To 1%
Cheque Bounce Charges	As per Banks Nomes
Cheque/ Instrument Swap charges	As per Banks Nomes
Prepayment/ Foreclosure Charges	As per Banks Nomes
Default Interest Rate	As per Banks Nomes
Duplicate Statement Issuance Charges	As per Banks Nomes
Duplicate Amortization Schedule Charges	As per Banks Nomes
Duplicate Interest Certificate	As per Banks Nomes
S(Provisional/ Actual) issuance Charges	As per Banks Nomes

YES Bank Loan Against Property Eligibility Criteria

Salaried —

Applicant must have a minimum annual income of INR 3 lakhs.
Where income is considered for eligibility : Minimum 23 years at loan origination & Maximum 65 years or age of retirement whichever is less at loan maturity.
Where income is not considered for eligibility : Minimum 18 years at loan origination & Maximum 70 years at loan application or 85 years at loan maturity
Minimum 3 years of total employment.

Self-Employed —

Minimum cash profit should be INR 4 lakhs per annum.
Minimum turnover is set at INR 15 lakhs per annum for service providers/commission income; INR 10 lakhs per annum for doctors; INR 60 lakhs for non-service providers.
Where income is considered for eligibility : Minimum 23 years at loan origination & Maximum 65 years or age of retirement whichever is less at loan maturity
Where income is not considered for eligibility : Minimum 18 years at loan origination & Maximum 70 years at loan application or 85 years at loan maturity
A minimum of 3 years into the current profession/business.

Particulars	Salaried	Self Employed	Professional
Age(Min-Max)	23 To 60 Years	23 To 65 Years	23 To 65 Years
Minimum Income	Min. 3 Lakh Per Annum	Min. 4 Lakh Per Annum	Min. 3 Lakh Per Annum
Co-applicant	No Conditions if available that is good	No Conditions if available that is good	No Conditions if available that is good
Loan Tenure	Max. 15 Years	Max. 15 Years	Max. 15 Years
Maximum Loan Amount	Max. 25 Crore	Max. 50 Crore	Max. 50 Crore
Employment/Business Continuity	Min. 3 Year	Min. 2 Year	Min. 2 Year
CIBIL Score	Min. 650 , Less than that case to case Justifications	Min. 650 , Less than that case to case Justifications	Min. 650 , Less than that case to case Justifications

YES Bank Documents Required

Documents for a YES BANK LAP

The duly filled application form is required with the following identification documents:

Photocopies of identity proof (with photograph) — Driving license/PAN card, Form 60/61, Passport/Voter’s ID/Ration card/Aadhaar card
Proof of address (residential and office) — Driving License/Voter’s ID/Ration card/Aadhaar card/Passport/registered lease agreement with utility bills in the name of the owner, not older than 3 months
Income proof: For salaried applicants – 3 latest salary slips & latest year IT return/Form 16 for the last 2 years
Proof of signature
Self-employed applicants – Last 2 years’ IT returns with computation of income, audited balance sheet and profit & loss account including tax audit report if applicable, and proof of turnover vide latest sales/service tax returns
Self Employed Businessmen/Retail SME Enterprises – Last 2 years’ IT Returns with computation of income, audited Balance Sheet and Profit & Loss

Being one of the most secure loans, a Secured Business Loan from YES BANK lives up to your expectations by offering unmatched benefits and options for customization. For any medical urgency, financial planning for the international education of your child or business expansion, a Loan against Property from YES BANK ensures complete peace of mind with its comprehensive and smart solutions.

YES Bank General Information

Quick Enquiry for YES Bank Personal Loan

Share your contact details and talk with our experts to get an instant decision on your loan.

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Purpose for Taking YES Bank Loan Against Property

Wedding Expenditure

Make your wedding day more memorable by adding some extra facilities

Medical Emergencies

Fulfill your medical expenses like hospitalization bills, surgeries, and many other treatments.

Higher Education

Reduces the strain on your family savings and eliminates the need to liquidate your investments in fixed deposits.

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

FAQ of Loan Against Property

How does the lending bank decide the amount that I can get as loan against property?
Basically, the bank looks at your repayment capacity. For calculating the loan amount, your income, age, eligibility, number of dependents, the income of spouse, assets, liabilities, stability, and business continuity and savings history are taken into consideration. However, the loan eligibility generally does not exceed 60 percent of the market value of the property.
Can there be a co-applicant for Loan Against Property?
You can include your spouse as a co-applicant and as a result, more amount is borrowed. However, if the property is co-owned, all the co-owners must mandatorily be co-applicants.
What is the processing fee for such a loan?
The processing fee for a loan against any property varies from bank to bank and is generally around 1 percent.
How is the interest rate calculated on Loan Against Property?
Interest is calculated on the daily decreasing balance. Your monthly out-go (Equated Monthly Installment - EMI) is very less as compared to the interest on the annual reducing balance.

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B-134, Third Floor, DDA Shed
Okhla Industrial Area, Phase - 1
New Delhi - 110020

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Head Office

B-520, Tower B,Logix Technova
Plot No. 44, Sector - 132
Noida - 201305, India

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Mon-Sat	10:00 - 06:00
Sunday	Online

Apply for YES Bank Loan Against Property

20

About YES Bank Loan Against Property

Features of YES Bank Loan Against Property

Details of YES Bank Loan Against Property

Interest Rate

Eligibility Criteria

Documents Required

General Information

Interest Rate

YES Bank Loan Against Property Eligibility Criteria

YES Bank Documents Required

YES Bank General Information

Quick Enquiry for YES Bank Personal Loan

How much do you need?

Purpose for Taking YES Bank Loan Against Property

Wedding Expenditure

Medical Emergencies

Higher Education

What our clients say

Job Varghese

Vishwajeet Nanaware

Avlokit Kaushik

FAQ of Loan Against Property

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