Tenure Up to 30 Years | Min. ROI @ 8.20% | EMI of Rs. 748 Per Lac | Loan Amount up to 20 Cr. | Minimal Document Required | Transparency & Safety
Pradhan Mantri Awas Yojana | Balance Transfer Facility | Part-prepayment and Foreclosure Facility

Home Loan for
Buying Home

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Home Loan for
Home Renovation

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Home Loan for
Home Extension

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Home Loan for
Plot Purchase

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Home Loan for
Empower Women

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20

Years Of Experience

Home Loan

A Home Loan is a financial arrangement where an individual borrows a sum of money from a financial institution, bank, or NBFC to purchase a house. The borrowed amount is repaid over a fixed period, offering adjustable or fixed interest rates and payment terms based on the borrower's preference.

Home Loans are designed to be flexible, requiring minimal documentation and offering a fast approval mechanism. They are accessible to individuals with a secured or regular income, a good credit history, and a satisfactory CIBIL score, regardless of the purpose of their loan application. To benefit from the advantages of Home Loans, apply through LoanMoney.

Features of Home Loan

LoanMoney is your comprehensive solution for all your housing loan needs. Whether you aim to purchase or construct your first home or wish to renovate your current property, we offer competitive interest rates starting as low as 8.00%*. Our Home Loans range up to Rs. 10 crores, providing a flexible tenure of up to 30 years. Additionally, we offer the facility of Balance Transfer, allowing you to easily transfer your existing home loan. Furthermore, you can avail a top-up loan of up to Rs. 50 lakh to secure finances for other requirements.

  • Loan Eligibility
  • Loan Amount
  • Rate of Interest
  • Flexible Loan Tenure
  • Minimal Documentation
  • Pradhan Mantri Awas Yojana (PMAY)
  • Balance Transfer Facility
  • Top-up Loan
  • Part-prepayment and Foreclosure Facility
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Send an Enquiry

Provide your contact information and engage in a conversation with our experts to receive an immediate loan decision.

Check Your Eligibility

How much do you need?

EMI Calculator

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All Banks Home Loan

Bank Name

Loan Amount

Interest Rate

Special Features

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Maximum Tenure - 72 Month
  • Applicant Should Be Earning at Least 35,000 Per Month as Net Income
  • Nil Closure and Part Payment Facility Available for More than 10 Lac Loan Amount.

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 6 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - Form 16 & Office I-Card Mandatory for Government Customers

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • 10 Lacs Loan Amount -pre-closure Fee = 4% Of Principal Outstanding 2nd Year. 3% In 3rd Year & 2% Afterwards.
  • Part Payment is available for more than 10 Lac Loan Amount.
  • In Golden Edge Facility Pre Closure Charges Nil After 12 Months
Read More

Eligibility Criteria

  • Salaried - Age at least 21 and less than 60
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

Current Address Proof is Not Mandatory if Aadhar Card OTP Verified

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance & Job Continuity Proof Required

Fees & Charges

  • Nil Charges For Closure and Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding (After One Month) In 2nd Year. 4% In 3rd Year & 3% Afterwards
  • Part Payment is available for more than 10 Lac Loan Amount.
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 65
  • Applicant Must Have A Monthly Income Of 35,000 Or More
  • For Non Listed Companies Monthly Income Should Be 40,000 Per Month

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance

Fees & Charges

  • Nil Charges For Closure And Part Payment Available For More Than 10 Lac Loan Amount.
  • Pre-closure Fee - 5% Of Principal Outstanding
  • Golden Edge Scheme Available More Than 10 Lacs Loan Amount
Read More

Eligibility Criteria

  • Age - At Least 23 And Less Than 58
  • Applicants Must Be Salaried Indian Residents Working At Mncs, Public Companies Or Other Large Private Organisations
  • Monthly Income Should Be More Than 35,000

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date
  • Additional Documents - Form 16 & Office I-card

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Applicant Should Be Earning at Least 25,000 Per Month as Net Income

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 6 Months Bank Statements Of Till Date
  • Additional Documents - Form 16 & Office I-card

Fees & Charges

  • Pre-closure Fee = 4% Of Principal Outstanding (Plus Applicable Tax) In 2nd Year. 3% (Plus Applicable Tax) In 3rd Year & 2.5% (Plus Applicable Tax) Afterwards
  • Part-payments Can Be Made Only After 12 Months. For Part Payments Between 13 To 24 Months, A Fee Of 4% Is Applicable On The Part-payment Amount. 3% Is Applicable On Payments Between 25 To 36 Months. 2% Is Applicable Post 36 Months
  • Part Payment is available for more than 10 Lac Loan Amount.
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Self-employed - Age At Least 23 And Less Than 58, Office & House Should Be Own

Documents

  • Passport Size Photo, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - Latest 3 Months Salary Slip & 3 Months Bank Statements Of Till Date(Pdfc)
  • Additional Documents - 6 Months Banking Required If Case Book For Balance Transfer With 6 Months EMI Clearance
  • For Self Employed Need Minimum 2 Years Of Itr Copy & 6 Months Bank Statement Of Current Account With Gst Registration Certificate

Fees & Charges

  • Pre-closure Fee - 5% Of Principal Outstanding
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Read More

Eligibility Criteria

  • Salaried - Age at least 23 and less than 58
  • Monthly Income Should Be More Than 20,000
  • For Listed & Non Listed Both
  • Digital Process

Documents

  • Selfie, Pan Card, Aadhaar Card & Current Address Proof
  • Income Proof - 3 Months Bank Statements Of Till Date

Fees & Charges

  • Pre-closure Fee = 5% Of Principal Outstanding After 6th EMI.
Read More

Talk with our Expert

+91-8130-222-111

Purpose for Taking Home Loan

Home Buying

Buy your dream house or home that is within your budget.

Home Renovation

Make your home more beautiful by renovating your dream home.

Home Extension

Increase the amount of built-up space at your home using this loan.

Advantages with Loanmoney

Loanmoney is one of the leading Loan agencies in Delhi/NCR.

We offer all types of Loans like Personal Loan, Home Loan, Business Loan, and Loan Against Property.

Loan Money's main objective is to provide the Best deals with Multiple options with Transparency & safety.We deal with over 35 Banks & NBFC`S.

Our main focus is customer satisfaction that's why our customers rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

Experienced Loan Advisor

We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, and CAs to guide hassle-free Loan processes and deliver on commitment.

Multi Bank Option

Loanmoney deals with Over 35 Banks & NBFCs, As per customer profile & financial status we give a minimum of 3 best deals for Personal Loan which is available in the market.

Free Doorstep Service

Loanmoney doesn't charge anything against the customer for the Service of your Loan and helps you to get the desired loan amount at the lowest rate.

End to End services

We are a very vibrant and dynamic Loan agency that manages all the processes ourselves from lead sourcing to Loan Disbursal. We work for customers utmost satisfaction.

Transparency & Safety

We will share every term and condition related to your Loan processes like interest rates, payment tenure, EMI, and any other charge applied during the Loan process & before loan disbursement on recorded lines.

Referral Program

Loanmoney offers an attractive scheme for earning extra bucks after getting a loan. Any Disburse customer can become our associate & can start earning on referring New customers to Loan Money.

FAQ of Home Loan

  • Who can apply for a Home Loan?

    Home Loan is available for salaried/self-employed as well as Professionals, Employees of public/pvt Ltd companies. Every bank has individual minimum criteria for net monthly income Rs. 25,000, age between 21 to 60 years, profession, CIBIL Score, job continuity, etc.

  • How long will it take for my Home Loan to be processed?

    Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.

  • What is the Cheapest Home Loan or Affordable Home Loan?

    An Affordable or cheapest Home Loan is a loan in which not only you can get an attractive interest rate starting from 10:75% to 18%, and you can get a quick Home Loan with minimum processing fees, No hidden charges. With our easy & minimal paperwork, and flexible EMI payment options will make it a hassle-free Home Loan.

  • What are Nil Foreclosure Charges in Home Loan?

    The term Loan foreclosure means that when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.

    Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Home Loan to try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save your money which you was going to pay to the bank.

  • What are the features of Loanmoney's Fastest Home Loan?

    The features of Loanmoney's Fastest Home Loan are No Collateral or no Security, Easy Repayment options, Safety, Attractive Interest rates, It is Unsecured, Can be Obtained for any Purpose and Fast, Cheap & Reliable.

  • Do I need to provide any security or collateral to obtain Home Loan from Bank?

    No, you don’t have to provide any security, collateral or guarantee to obtain Home Loan from Bank.

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

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Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

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Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

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Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

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Logix Technova
Plot No. 44 Sector - 132
Noida - 201305, India


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Okhla Industrial Area, Phase - 1
New Delhi - 110020


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Branch Office
Branch Office

B-134, Third Floor, DDA Shed
Okhla Industrial Area, Phase - 1
New Delhi - 110020

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Head Office
Head Office

B-520, Tower B,Logix Technova
Plot No. 44, Sector - 132
Noida - 201305, India

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