Apply for Tata Capital Business Loan

Flexible Repayment Tenure | Multi Bank Option | Low Processing Fee | Transparency & Safety

20

Years Of Experience

About Tata Capital Business Loan

Get Tata capital Business Loan which is a secured loan. It is used for Business Expansion, New startups, Machinery and Equipment, Working Capital, and Managing Cash Flow.

As an authorized Direct Selling Agent, LoanMoney acts as a mediator between borrowers and Tata capital, helping businesses to meet their financial requirements. The loan facility offers minimal documentation requirements, attractive low-interest rates for an extended repayment tenure, a swift approval process, nominal processing fees, and various flexible repayment options. Obtain hassle-free financial support from India's leading bank by applying for Tata capital Business Loan through LoanMoney.

Features of Tata Capital Business Loan

You can foreclose your entire Business Loan anytime after paying 6 EMI at foreclosure charges - 4.5% of the outstanding balance.
Competitive Interest Rates
Collateral-free Loan or No Guarantor Required
Flexible Repayment Options
Simple Documentation and quick loan disbursement

Details of Tata Capital Business Loan

Interest Rate
Eligibility Criteria
Documents Required
General Information

Interest Rate

Fee	Amount to be Paid
Rate of Interest	16% To 20%
Loan Processing Charges	2% To 2.75%
Cheque Bounce Charges	NA
Cheque/ Instrument Swap charges	NA
Prepayment/ Foreclosure Charges	NA
Default Interest Rate	NA
Duplicate Statement Issuance Charges	NA
Duplicate Amortization Schedule Charges	NA
Duplicate Interest Certificate	NA
S(Provisional/ Actual) issuance Charges	NA

Tata Capital Business Loan Eligibility Criteria

Minimum 3 year Business proof require
Ownership Proof Must
Minimum t/over 1 cr Require
3 year financials Must
80% Business must be shown in Banking
minimum 4 lac Itr Must

Particulars	Salaried	Self Employed	Professional
Age(Min-Max)	NA	25 to 65 Years	25 to 65 Years
Minimum Income	NA	Min. 4 Lakhs/ p.a ITR	Min. 4 Lakhs/ p.a ITR
Co-applicant	NA	If Required	If Required
Loan Tenure	NA	1 To 3 Years	1 To 3 Years
Maximum Loan Amount	NA	Max. 50 Lakhs	Max. 50 Lakhs
Employment/Business Continuity	NA	Min. 3 Year	Min. 3 Year
CIBIL Score	NA	Min. 650	Min. 650

Tata Capital Documents Required

Photo Identity Proof: Your Business Loan application form with passport size photographs along with a copy of your Voter ID /Passport/Driving License/ Aadhaar card

Bank Statements: A copy of your certified bank statements for the last six months

Business Proof

Trade License/Establishment/Sales Tax Certificate
Ownership documents
Sole Proprietorship Declaration or certified copy of Partnership Deed
Income Tax Returns along with computation for the last two years
P/L Profit/Loss statement and balance sheet for the last two years

Tata Capital General Information

	Salaried	Self Employed	Professional
Age	NA	25 To 65 Years	25 To 65 Years
Loan Amount	5 To 75 Lakhs	5 To 75 Lakhs	5 To 75 Lakhs
Tenure	NA	1 To 3 Years	1 To 3 Years
Rate of Interest / APR [Annual Percentage Rate]	17% To 20%	17% To 20%	17% To 20%
Features	Loan Eligibility Can Be Done As Per Customer Requirement	Loan Eligibility Can Be Done As Per Customer Requirement	Loan Eligibility Can Be Done As Per Customer Requirement
Processing Fees	2% To 2.75%	2% To 2.75%	2% To 2.75%
Special	NA	Overdue if Required	Overdue if Required
Documentation	NA	KYC/Financial(2 Years) & Property Documents.	KYC/Financial(2 Years) & Property Documents.
Eligibility	NA	You should be in the age group of 25-65 years. Your business must be in existence for three consecutive financial years. Your business should have a cash profit in the last two financial years. Your turnover needs to show an upward trend. Your balance sheet must be audited by a registered Chartered Accountant. Loan should be the existing business.	You should be in the age group of 25-65 years. Your business must be in existence for three consecutive financial years. Your business should have a cash profit in the last two financial years. Your turnover needs to show an upward trend. Your balance sheet must be audited by a registered Chartered Accountant. Loan should be the existing business.

Quick Enquiry for Tata Capital Personal Loan

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What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

FAQ of Business Loan

Who can apply for a Business Loan?
Business Loan is available for salaried/self-employed as well as Professionals, Employees of public/pvt Ltd companies. Every bank has individual minimum criteria for net monthly income Rs. 25,000, age between 21 to 60 years, profession, CIBIL Score, job continuity, etc.
How long will it take for my Business Loan to be processed?
Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.
What is the Cheapest Business Loan or Affordable Business Loan?
An Affordable or cheapest Business Loan is a loan in which not only you can get an attractive interest rate starting from 10:75% to 18%, and you can get a quick Business Loan with minimum processing fees, No hidden charges. With our easy & minimal paperwork, and flexible EMI payment options will make it a hassle-free Business Loan.
What are Nil Foreclosure Charges in Business Loan?
The term Loan foreclosure means that when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.

Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Business Loan to try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save your money which you was going to pay to the bank.
What are the features of Loanmoney's Fastest Business Loan?
The features of Loanmoney's Fastest Business Loan are No Collateral or no Security, Easy Repayment options, Safety, Attractive Interest rates, It is Unsecured, Can be Obtained for any Purpose and Fast, Cheap & Reliable.
Do I need to provide any security or collateral to obtain Business Loan from Bank?
No, you don’t have to provide any security, collateral or guarantee to obtain Business Loan from Bank.