Apply for Pnb Housing Loan Against Property

Hassle-free Process | Required Minimum Documentation | Safe and Secure | Doorstep Service

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20

Years Of Experience

About Pnb Housing Loan Against Property

PNB housing offers a secured Loan Against Property, providing financial support for various needs such as Wedding Expenditures, Medical Emergencies, Higher Education, Home Renovation, and Business Expansion.

LoanMoney, an authorized direct selling agent, can assist you in obtaining a Loan Against Property from various National, Multinational, and Non-Banking Financial Companies. As a registered and authorized Direct Selling Agent, LoanMoney provides reliable and trusted financial solutions tailored to your needs. Enjoy the benefits of a loan with minimal documentation, low-interest rates for an extended tenure, a swift approval process, nominal processing fees, and a range of flexible repayment options. Apply for a PNB housing Loan Against Property and avail of all these benefits.

Features of Pnb Housing Loan Against Property

  • Provides an extensive range of non-home loan products like Loan for Purchase & Construction of Commercial Property, Loan Against Residential & Commercial Property and Lease Rental Discounting
  • Robust service delivery model – doorstep services ensuring easy and fast approval & disbursal of loans
  • High standards of ethics, integrity and transparency
  • Excellent post disbursement services
  • A dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
  • The facility of enhancement in loan amount in the event of escalations in cost
  • Pan India branch network
  • Various repayment options
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Details of Pnb Housing Loan Against Property

  • Interest Rate

  • Eligibility Criteria

  • Documents Required

  • General Information

Interest Rate

Fee Amount to be Paid
Rate of Interest 9.50 % To 11.00%
Loan Processing Charges Upto 2%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA
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Pnb Housing Loan Against Property Eligibility Criteria

Age(Min-Max) 23 To 60 Years 23 To 65 Years 23 To 65 Years Minimum Income Min. 2,40,000/ p.a Min. 2,40,000/ p.a Min. 2,40,000/ p.a Co-applicant NA NA NA Loan Tenure 5 To 15 Years 5 To 15 Years 5 To 15 Years Maximum Loan Amount Max. 10 Lakhs Max. 25 Lakhs Max. 25 Lakhs Employment/Business Continuity Min. 1 Year Min. 3 Year Min. 3 Year CIBIL Score Min. 700+ Min. 600+ Min. 600+
Particulars Salaried Self Employed Professional
Pnb Housing Documents Required

    Documents Required for Salaried Employees

  • Duly filled Application Form with Photograph
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree
  • Latest Salary- slips for 3 months
  • Form 16 for last 2 years
  • Last 6 months Bank Statements(salary account)

    • Documents Required for Sel-Employed/Professional

  • Duly filled Application Form with Photograph
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree (for professionals), Certificate & Proof of business existence along with Business Profile
  • Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
  • Last 12 months Bank Account Statements (self & business).

    • All documents need Self-Attestation.

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Pnb Housing General Information

Salaried Self Employed Professional
Age 24 To 60 Years 24 To 60 Years 24 To 60 Years
Loan Amount 5 Lakh To 25 Crore 5 Lakh To 50 Crore 5 Lakh To 50 Crore
Tenure 5 To 15 Years 5 To 15 Years 5 To 15 Years
Rate of Interest / APR [Annual Percentage Rate] 7% To 8% 7% To 8% 7% To 8%
Features No Charges for Minimum Usage on DOD No Charges for Minimum Usage on DOD No Charges for Minimum Usage on DOD
Processing Fees 0.50% To 0.75% 0.50% To 0.75% 0.50% To 0.75%
Special NA NA NA
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility

Salaried Individuals

  • Any individual who is in permanent service in the government or a reputed company.
  • The applicant should be above 24 years of age at the time of loan commencement and up to the age of superannuation
 Self-Employed Individuals
  • Funding up to 130 % of Income and property Value
  • The applicant should be above 24 years of age at the time of loan commencement and up to 65 years at the time of maturity.
  • Loan can be done as per Avrage Bank balance * 1.25% 
  • Leas rental base 
  • Gst return Base
  • Turnover base
  • Age limit up to 70 year 
 Self Employed Professionals
  • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply.
  • The applicant should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.
  • Yearly Receipt  Base Eligibitliy 

Quick Enquiry for Pnb Housing Personal Loan

Share your contact details and talk with our experts to get an instant decision on your loan.

Check Your Eligibility

How much do you need?

EMI Calculator

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Purpose for Taking Pnb Housing Loan Against Property

Wedding Expenditure

Make your wedding day more memorable by adding some extra facilities

Medical Emergencies

Fulfill your medical expenses like hospitalization bills, surgeries, and many other treatments.

Higher Education

Reduces the strain on your family savings and eliminates the need to liquidate your investments in fixed deposits.

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

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Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

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Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

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Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

FAQ of Loan Against Property

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Okhla Industrial Area, Phase - 1
New Delhi - 110020

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Plot No. 44, Sector - 132
Noida - 201305, India

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