Apply for HDFC Bank Loan Against Property

Hassle-free Process | Required Minimum Documentation | Safe and Secure | Doorstep Service

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20

Years Of Experience

About HDFC Bank Loan Against Property

HDFC Bank offers a secured Loan Against Property, providing financial support for various needs such as Wedding Expenditures, Medical Emergencies, Higher Education, Home Renovation, and Business Expansion.

LoanMoney, an authorized direct selling agent, can assist you in obtaining a Loan Against Property from various National, Multinational, and Non-Banking Financial Companies. As a registered and authorized Direct Selling Agent, LoanMoney provides reliable and trusted financial solutions tailored to your needs. Enjoy the benefits of a loan with minimal documentation, low-interest rates for an extended tenure, a swift approval process, nominal processing fees, and a range of flexible repayment options. Apply for a HDFC Bank Loan Against Property and avail of all these benefits.

Features of HDFC Bank Loan Against Property

  • Who:- Self Employed - Businessman | Professional - Doctors, Engineers, Chartered Accountants| Salaried
  • Fulfil Your Every Need: Most properties* are accepted as collateral, and the money from the HDFC Bank Loan Against Property can be used for a variety of personal or business needs.
  • Tenure and Mortgage loan tenure is for Max 15 Yrs
  • Eligibility can be based on Multi-Product schemes of Bank i.e ITR Based | Banking Based | Repayment Track Records | Rental Discounting | Turnover Based | Professional Receipt Based
  • Amount of Loan: Loan against property may get loan up to 50 Cr. Get a loan worth up to 65%-75% of the market value of the property. Our maximum loan amounts also come with maximum repayment tenures at attractive interest rates.
  • Rate of interest: Secured loan against property interest rate ranges from 9.40% to 10.50% whereas Unsecured Business Loans rates are 16-20%.
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Details of HDFC Bank Loan Against Property

  • Interest Rate

  • Eligibility Criteria

  • Documents Required

  • General Information

Interest Rate

Fee Amount to be Paid
Rate of Interest 7% To 8 %
Loan Processing Charges 0.50 % To 0.75%
Cheque Bounce Charges As per Banks Nome's & Agreements
Cheque/ Instrument Swap charges As per Banks Nome's & Agreements
Prepayment/ Foreclosure Charges As per Banks Nome's & Agreements
Default Interest Rate As per Banks Nome's & Agreements
Duplicate Statement Issuance Charges As per Banks Nome's & Agreements
Duplicate Amortization Schedule Charges As per Banks Nome's & Agreements
Duplicate Interest Certificate As per Banks Nome's & Agreements
S(Provisional/ Actual) issuance Charges As per Banks Nome's & Agreements
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HDFC Bank Loan Against Property Eligibility Criteria

  • Owned Regiser Property
  • Must have Income Proof
  • Age Limit >25 year
  • Job Minimum 6 Month old and Business Minimum 2 year Old
Particulars Salaried Self Employed Professional
Age(Min-Max) 21 to 65 Years 21 to 70 Years 21 to 70 Years
Minimum Income Min. Rs. 30,000/ Per Month Min. Rs. 2 Lakh Min. Rs. 6 Lakh Receipt (ANM)
Co-applicant If Required If Required If Required
Loan Tenure 5 To 15 Years 5 To 15 Years 5 To 15 Years
Maximum Loan Amount Max. 50 Crore Max. 50 Crore Max. 50 Crore
Employment/Business Continuity Min. 3 Year Min. 2 Year Min. 1 Year
CIBIL Score Min. 600 Min. 600 Min. 600
HDFC Bank Documents Required

    Documents Required for Applying for HDFC Loan Against Property by All Applicants and Co-Applicants

  • Loan application form.
  • 3 Recently Passport size photograph.
  • Identify proof- Passport, PAN Card, Driving License, Voters ID Card
  • Residence Proof- Aadhar Card, Utility Bill, Ration Card, Employment Letter
  • Bank Account Statement/Passbook for the last 12 months.
  • Signature verification Proof of Applicant & Co-Applicant
  • Loan account statements / Sanction letter of running loans

    • Documents Required for Salaried Individuals

  • 3 Months Salary Slip for salaried employees or Salary Certificate
  • Last 2 years Form 16 or IT Return
  • Bank Statement for the last 6 months of the Salary Account
  • Appointment / Confirmation Letter if current job tenure is less than 1 year

    • Documents Required for Self Employed Individuals

  • VAT / Service Tax Return of Current Financial Year
  • Audited financial statements for the last 2 years.
  • Business ITR with Tax Audit and Computation of Income
  • Individual ITR with Computations
  • Bank statements of Applicant and Co-applicant for last 6 months (updated)

    • List of Property Documents

  • Allotment letters.
  • Photocopies of title deeds.
  • Encumbrance certificate.
  • Agreement to sell.Booking Receipts
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HDFC Bank General Information

Salaried Self Employed Professional
Age 23 - 65 Years 25 - 65 Years 23 - 70 Years
Loan Amount 10 -5000 Lacs 10 -5000 Lacs 10 -2500 Lacs
Tenure 5 - 15 Yrs 5 - 15 Yrs 5 - 15 Yrs
Rate of Interest / APR [Annual Percentage Rate] 7% To 8 % 7% To 8 % 7% To 8 %
Features Term Loan | All Properties | Maximum Eligibility Term Loan/Overdraft | Easy Documentation | Fastest Approval assured 4 Times of Gross Receipts taken as Income | Overdraft Facility
Processing Fees 0.50 % To 0.75% 0.50 % To 0.75% 0.50 % To 0.75%
Special Drop Line Overdraft Facility to Save Interest on un utilised amount. Up to 120% of Net Income considered. Maximum Eligibility | Easy Documentation | Fastest Approval assured
Documentation KYC [ Identity Proof| Address Proof] , Financials - 2 Years Audited , Complete Property Documents. KYC [ Identity Proof| Address Proof] , Financials - 2 Years Audited , Complete Property Documents. KYC [ Identity Proof| Address Proof] , Financials - 2 Years Audited , Complete Property Documents.
Eligibility Calculated on the basis of Net Take Home salary. Max 65% is eligible and considered for Repayment capacity. Multi Method:-
  • PAT [Profit After Tax] as per Audited Balance sheet
  • Average Banking for last 12 months
  • Rental Income Discounting
  • Past Repayment Track
  • PAT [Profit After Tax] as per Audited Balance sheet
  • Gross Receipts Multiplier
  • Average Banking for last 12 months
  • Rental Income Discounting
  • Past Repayment Track

Quick Enquiry for HDFC Bank Personal Loan

Share your contact details and talk with our experts to get an instant decision on your loan.

Check Your Eligibility

How much do you need?

EMI Calculator

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Purpose for Taking HDFC Bank Loan Against Property

Wedding Expenditure

Make your wedding day more memorable by adding some extra facilities

Medical Emergencies

Fulfill your medical expenses like hospitalization bills, surgeries, and many other treatments.

Higher Education

Reduces the strain on your family savings and eliminates the need to liquidate your investments in fixed deposits.

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

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Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

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Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

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Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

FAQ of Loan Against Property

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Okhla Industrial Area, Phase - 1
New Delhi - 110020

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Plot No. 44, Sector - 132
Noida - 201305, India

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