Apply for Aditya Birla Capital Business Loan

Flexible Repayment Tenure | Multi Bank Option | Low Processing Fee | Transparency & Safety

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Years Of Experience

About Aditya Birla Capital Business Loan

Get Aditya Birla Capital Business Loan which is a secured loan. It is used for Business Expansion, New startups, Machinery and Equipment, Working Capital, and Managing Cash Flow.

As an authorized Direct Selling Agent, LoanMoney acts as a mediator between borrowers and Aditya Birla Capital, helping businesses to meet their financial requirements. The loan facility offers minimal documentation requirements, attractive low-interest rates for an extended repayment tenure, a swift approval process, nominal processing fees, and various flexible repayment options. Obtain hassle-free financial support from India's leading bank by applying for Aditya Birla Capital Business Loan through LoanMoney.

Features of Aditya Birla Capital Business Loan

No Branch Visits, Instant Online Approval
Loan Without Security, Minimum Paperwork
Apply Online, Anytime, Flexible Tenure
Maximum loan amount: Rs 1 Crore.
Fixed rate of interest, interest rates remain unchanged throughout the tenure of the loan.
Flexible tenure from 12 months to 48 months
Repayment channels: ECS/NACH.
No security or collateral required.
Repayment via easy EMI

Details of Aditya Birla Capital Business Loan

Interest Rate
Eligibility Criteria
Documents Required
General Information

Interest Rate

Fee	Amount to be Paid
Rate of Interest	16% To 21%
Loan Processing Charges	Upto 2%
Cheque Bounce Charges	NA
Cheque/ Instrument Swap charges	NA
Prepayment/ Foreclosure Charges	NA
Default Interest Rate	NA
Duplicate Statement Issuance Charges	NA
Duplicate Amortization Schedule Charges	NA
Duplicate Interest Certificate	NA
S(Provisional/ Actual) issuance Charges	NA

Aditya Birla Capital Business Loan Eligibility Criteria

Particulars	Salaried	Self Employed	Professional
Age(Min-Max)	NA	23 to 65 Years	23 to 65 Years
Minimum Income	NA	Min. 2,40,000/ p.a	Min. 2,40,000/ p.a
Co-applicant	NA	NA	NA
Loan Tenure	NA	1 To 4 Years	1 To 4 Years
Maximum Loan Amount	NA	Upto 1 Crore	Upto 1 Crore
Employment/Business Continuity	NA	Min. 3 Year	Min. 3 Year
CIBIL Score	NA	Min. 600	Min. 600

Aditya Birla Capital Documents Required

KYC documents for Identification Proof.
KYC documents for Address Proof.
KYC documents for Date of Birth Proof.
KYC documents for Office Address Proof.
PAN card of firm/company if part of loan structure.
Income documents – Normal Income group – Last 2 years financial / ITR documents.
Repayment Surrogate – Bank statement of last 6 months.
Bank Surrogate – Bank statement of last 6 months.
Partnership deed/MOA and AOA in case of a partnership.

Aditya Birla Capital General Information

	Salaried	Self Employed	Professional
Age	NA	23 To 65 Years	23 To 65 Years
Loan Amount	Upto 1 Crore	Upto 1 Crore	Upto 1 Crore
Tenure	NA	1 To 4 Years	1 To 4 Years
Rate of Interest / APR [Annual Percentage Rate]	16% To 21%	16% To 21%	16% To 21%
Features	Flexi tenure option available from 12 to 36 months.	Flexi tenure option available from 12 to 36 months.	Flexi tenure option available from 12 to 36 months.
Processing Fees	Upto 2%	Upto 2%	Upto 2%
Special	NA	NA	NA
Documentation	NA	KYC/Financial(2 Years) & Property Documents.	KYC/Financial(2 Years) & Property Documents.
Eligibility	NA	Age: Minimum- 23 years Maximum- 65 years Income: Minimum Income- 2,40,000/- Business Continuity Business should be in earning position for at least 3 consecutive years. Complete financials including Balance sheet and Profit & Loss Statement for the last 2 years as well as Tax audit reports.	Age: Minimum- 23 years Maximum- 65 years Income: Minimum Income- 2,40,000/- Business Continuity Business should be in earning position for at least 3 consecutive years. Complete financials including Balance sheet and Profit & Loss Statement for the last 2 years as well as Tax audit reports.

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What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

FAQ of Business Loan

Who can apply for a Business Loan?
Business Loan is available for salaried/self-employed as well as Professionals, Employees of public/pvt Ltd companies. Every bank has individual minimum criteria for net monthly income Rs. 25,000, age between 21 to 60 years, profession, CIBIL Score, job continuity, etc.
How long will it take for my Business Loan to be processed?
Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.
What is the Cheapest Business Loan or Affordable Business Loan?
An Affordable or cheapest Business Loan is a loan in which not only you can get an attractive interest rate starting from 10:75% to 18%, and you can get a quick Business Loan with minimum processing fees, No hidden charges. With our easy & minimal paperwork, and flexible EMI payment options will make it a hassle-free Business Loan.
What are Nil Foreclosure Charges in Business Loan?
The term Loan foreclosure means that when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.

Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Business Loan to try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save your money which you was going to pay to the bank.
What are the features of Loanmoney's Fastest Business Loan?
The features of Loanmoney's Fastest Business Loan are No Collateral or no Security, Easy Repayment options, Safety, Attractive Interest rates, It is Unsecured, Can be Obtained for any Purpose and Fast, Cheap & Reliable.
Do I need to provide any security or collateral to obtain Business Loan from Bank?
No, you don’t have to provide any security, collateral or guarantee to obtain Business Loan from Bank.