Apply YES Bank Personal Loan for Teacher

Collateral Free Loan | Lowest Interest Rate | Maximum Loan Amount | Lower Processing Fees | Door Step Service

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YES Bank Personal Loan for Teacher

Teachers not only teach books but also nurture and create a support system for the students. But these teachers are also individuals who look after a family and meet a social and financial commitment along with their dreams like starting a new school or college, coaching Institute, or for any other purpose like traveling to your favorite destination, medical emergency, buying a house or renovation, or your children's marriage. If you work as a teacher in a government or private school, college, or university, you can use a personal loan to meet various personal or business expenses.

You can avail of a personal loan for teachers at attractive interest rates starting from 10.50% p.a. The application process is very simple and does not require much document and you can repay EMI at your convenience.

Features of YES Bank Personal Loan for Teacher

  • Collateral-free: Personal Loan is Unsecured Loan, it doesn't need any security or assets.
  • Maximum Loan Amount: YES BANK offers customers a personal Loan for Rs. 1 Lakh to Rs. 50 Lakh at Best interest rates.
  • Attractive Interest Rates: YES Bank offers loans at an attractive Rate of Interest starting from 10.40% to 16%.
  • Processing Fees: Starting at 7999% Up to 2%.
  • Flexibility Repayment Options: You can calculate the EMI through LoanMoney EMI Calculator. You can quickly determine the EMI you would be required to pay across various tenure starts from 1 year to 5 years and choose a repayment option that suits you the best.
  • Transfer Existing Loan: Borrower also has the option of transferring their high-cost personal Loan from other banks or NBFCs at the Lowest Rate of Interest. 
  • Top-up Loan: You can also get additional Top-up funding to add on to the loan during the same tenure.
  • Part pre-payment option: You have the option to choose to part pre-pay your YES Bank Personal Loan after 12 EMIs.
  • Doorstep Services: LoanMoney provides you with doorstep services. When online applying for a YES Bank Personal Loan through LoanMoney, Our representative will visit your home or office for completion of the application form as well as the documentation pick-up for the Personal Loan.
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Quick Enquiry for Personal Loan

Share your contact details and talk with our experts to get an instant decision on your loan.

Talk with our Personal Loan Expert

+91-8130-222-111

Details of YES Bank Personal Loan for Teacher

  • Interest Rate
  • Eligibility Criteria
  • Documents Required
  • General Information

Interest Rate

Fee Amount to be Paid
Rate of Interest From 10.40% onwards To Max 16%
Loan Processing Charges Rs. 7999/- to 2% + GST
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges Nil Forclosure charges applicable if loan amount >7.50 lacs & <7.50 lacs - 13 - 24 Months - 4% of Principal Outstanding, 25 - 36 Months - 2% of Principal Outstanding >36 Months - 1% of Principal Outstanding
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA
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YES Bank Personal Loan Eligibility Criteria

The following people are eligible to Apply for YES Bank Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state, and local bodies
  • Salaried Individuals between 23 and 58 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 58 Years 25 Years 23 Years
Minimum Income Min. Rs. 25,000/- Monthly NA NA
Co-applicant NA NA NA
Loan Tenure 12 To 72 Months 12 To 72 Months 12 To 72 Months
Maximum Loan Amount Upto 50 Lacs Upto 50 Lacs Upto 50 Lacs
Employment/Business Continuity NA NA NA
CIBIL Score Above 700 NA NA

Document for Private Limited Companies Personal Loan

LoanMoney will help you to achieve all your financial goals. With the Personal Loan EMI Calculator, you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in India.

    Document Required for Salaried Individuals
  • Application Form with 2 Passport size Photo
  • Proof of Identity: PAN Card / Aadhaar Card, Valid Passport, Ration Card
  • Proof of Address: Valid Passport, Voter ID Card, Driving License, Latest Utility Bill.
  • 3 Months Bank Statement of Salary Account
  • Latest 3 Month Salary Slips
  • Form 16 / Office I-Card
  • 1 Year Job Continuity Proof

Post-sanction / Pre-Disbursement Documentation Required

Other documents required after approving the loan and before disbursing the amount. The documents are as follows:
  • Security Cheques required for SI and ECS
  • Loan Agreement duly signed by the customer
  • Document proof required from Borrower may change from case to case.
  • Qualification or Registration Proof is required for doctors, architects, CAs, ICWAs, CS, MBA Consultants, and Engineers.
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YES Bank General Information

  • Collateral-free: Personal Loan is Unsecured Loan, it doesn't need any security or assets.
  • Maximum Loan Amount: YES BANK offers customers a personal Loan for Rs. 1 Lakh to Rs. 50 Lakh at Best interest rates.
  • Attractive Interest Rates: YES Bank offers loans at an attractive Rate of Interest starting from 10.40% to 16%.
  • Processing Fees: Starting at 7999% Up to 2%.
  • Flexibility Repayment Options: You can calculate the EMI through LoanMoney EMI Calculator. You can quickly determine the EMI you would be required to pay across various tenure starts from 1 year to 5 years and choose a repayment option that suits you the best.
  • Transfer Existing Loan: Borrower also has the option of transferring their high-cost personal Loan from other banks or NBFCs at the Lowest Rate of Interest. 
  • Top-up Loan: You can also get additional Top-up funding to add on to the loan during the same tenure.
  • Part pre-payment option: You have the option to choose to part pre-pay your YES Bank Personal Loan after 12 EMIs.
  • Doorstep Services: LoanMoney provides you with doorstep services. When online applying for a YES Bank Personal Loan through LoanMoney, Our representative will visit your home or office for completion of the application form as well as the documentation pick-up for the Personal Loan.
Check Your Eligibility

How much do you need?

EMI Calculator

Check Your Cibil Score

Advantages

  • Advantage of Personal Loan
  • Advantage for Customer

Advantage of Personal Loan

YES Bank provides a personal loan to borrowers who need funds to meet their urgent requirements. Advantages of taking a personal loan from YES Bank are:

  • Special rates for existing customers
  • Quick and hassle-free loan approval
  • Easy Balance transfer facility available
  • Get a loan up to Rs. 50 Lakhs
  • No Foreclosure and Part Payment Charges
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Advantage for Customer

  • Attractive Rate of Interest
  • Flexible Repayment Tenure
  • Lowest Processing Fees
  • Easy Balance Transfer Facility
  • No Foreclosure / Part Payment Charges
  • Door-step Services (Document Pick-up)
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Advantages with Loanmoney

Loanmoney is one of the leading Loan agencies in Delhi/NCR.

We offer all types of Loans like Personal Loan, Home Loan, Business Loan, and Loan Against Property.

Loan Money's main objective is to provide the Best deals with Multiple options with Transparency & safety.We deal with over 35 Banks & NBFC`S.

Our main focus is customer satisfaction that's why our customers rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

Experienced Loan Advisor

We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, and CAs to guide hassle-free Loan processes and deliver on commitment.

Multi Bank Option

Loanmoney deals with Over 35 Banks & NBFCs, As per customer profile & financial status we give a minimum of 3 best deals for Personal Loan which is available in the market.

Free Doorstep Service

Loanmoney doesn't charge anything against the customer for the Service of your Loan and helps you to get the desired loan amount at the lowest rate.

End to End services

We are a very vibrant and dynamic Loan agency that manages all the processes ourselves from lead sourcing to Loan Disbursal. We work for customers utmost satisfaction.

Transparency & Safety

We will share every term and condition related to your Loan processes like interest rates, payment tenure, EMI, and any other charge applied during the Loan process & before loan disbursement on recorded lines.

Referral Program

Loanmoney offers an attractive scheme for earning extra bucks after getting a loan. Any Disburse customer can become our associate & can start earning on referring New customers to Loan Money.

Locations for Personal Loan

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

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Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

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Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

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Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

image

Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

image

Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

image

Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

image

Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

FAQs for Personal Loan for Teacher

  • What are the benefits of taking a personal loan with the help of Loanmoney?

    The benefits of taking a personal loan with the help of Loanmoney are:

    • Collateral-free Loan
    • Minimum Document Required
    • Attractive Rate of Interest
    • Flexible Repayment Option
    • Lowest EMI
    • Maximum Loan Tenure
    • Quick Disbursal
    • Door-Step Services
  • What is the tenure of a personal loan?

    Personal loans feature tenure of 1 year to 5 years or 12 to 60 months.

  • What are the key documents required when applying for a personal loan?

    The key documents required for a personal loan are:

    • Application Form with Passport size Photo
    • Identity proof: Voter ID Card, Aadhar Card, PAN Card, Passport, Driving License
    • Address proof: Voter ID Card, Aadhar Card, Driving License, Ration Card, Passport, Telephone/Electricity Bill, Rental Agreement.
    • Latest 3 months bank Passbook statement
    • Latest 3 months salary slip or current salary certificate.
    • Latest Form 16
  • Am I eligible for a personal loan?

    To be eligible for a personal loan, you must have a regular source of income to avail of a personal loan, whether you are a salaried individual, a self-employed business person, or a professional. Some other factors that are affected are credit history, residential location, and other factors as per the lender’s criteria.

  • What is an EMI?

    EMI stands for Equated Monthly Installment (EMI). It is a monthly payment given by a borrower to a creditor on a defined day in each month. EMIs apply to both interest and principal each month, and the loan is paid off in full over some years.

  • What are Nil Foreclosure Charges in Personal Loan?

    The term Loan foreclosure means when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.

    Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Personal Loan try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save you money that you were going to pay to the bank.

  • Do I need to provide any security or collateral to obtain a Personal Loan from Bank?

    No, you don’t have to provide any security, collateral, or guarantee to obtain a Personal Loan from Bank.

  • How much would I need to repay each month?

    At the time of booking your loan, the EMI (Equated Monthly Instalments) will be calculated based on the loan amount sanctioned, interest rate, and the tenor.

  • How long will it take for my Personal Loan to be processed?

    Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.

  • What happens if I miss an EMI payment or there is an ECS bounce?

    The bank will levy certain ECS bounce charges/penalties. In addition, it will get reported in your credit report. Depending on the severity of the default it can have a serious impact on your future credit possibilities like a home loan, car loan, etc. In addition, the banks can also take legal action against the borrower.

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