Apply YES Bank Personal Loan for Managers in Ghaziabad

Collateral Free Loan | Lowest Interest Rate | Maximum Loan Amount | Lower Processing Fees | Door Step Service

image image

20

We have more than years of experience

About YES Bank Personal Loan for Managers in Ghaziabad

Yes Bank Personal Loans offer instant loan approval and come with no foreclosure and part payment charges. These versatile loans serve various purposes, such as funding children's education, handling medical emergencies, covering wedding expenses, renovating homes, starting a business, or consolidating other financial liabilities.

LoanMoney is a registered and authorized Direct Selling agent of various National, Multinational, and Non-Banking Financial Companies. Yes Bank provides hassle-free Personal Loan facilities to salaried individuals at attractive interest rates. The application process is simple, requires minimal documentation, and offers easy repayment options with the lowest EMI. To benefit from the lowest interest rates, apply for an Yes Bank Personal Loan through LoanMoney.

YES Bank Personal Loan for Managers

Managers play a vital role in ensuring the company remains productive, efficient, and organized by implementing operational strategies, conducting performance reviews, and overseeing all day-to-day activities. But to manage their personal life financially sometimes they also want some extra cash which helps them in their education, medical emergencies and traveling.

Personal Loan for Managers is the best solution to solve these financial problems. It offers maximum loan amount at the best interest rates and low processing fees. The loan disbursement process is simple, and secure with easy repayment options. Avail of a Personal Loan for Managers through LoanMoney.

image

Quick Enquiry for Personal Loan

Share your contact details and talk with our experts to get an instant decision on your loan.

Features of YES Bank Personal Loan for Managers

  • Collateral-free: Personal Loan is Unsecured Loan, it doesn't need any security or assets.
  • Maximum Loan Amount: YES BANK offers customers a personal Loan for Rs. 1 Lakh to Rs. 50 Lakh at Best interest rates.
  • Attractive Interest Rates: YES Bank offers loans at an attractive Rate of Interest starting from 10.40% to 16%.
  • Processing Fees: Starting at 7999% Up to 2%.
  • Flexibility Repayment Options: You can calculate the EMI through LoanMoney EMI Calculator. You can quickly determine the EMI you would be required to pay across various tenure starts from 1 year to 5 years and choose a repayment option that suits you the best.
  • Transfer Existing Loan: Borrower also has the option of transferring their high-cost personal Loan from other banks or NBFCs at the Lowest Rate of Interest. 
  • Top-up Loan: You can also get additional Top-up funding to add on to the loan during the same tenure.
  • Part pre-payment option: You have the option to choose to part pre-pay your YES Bank Personal Loan after 12 EMIs.
  • Doorstep Services: LoanMoney provides you with doorstep services. When online applying for a YES Bank Personal Loan through LoanMoney, Our representative will visit your home or office for completion of the application form as well as the documentation pick-up for the Personal Loan.
image

Talk with our Personal Loan Expert

Details of YES Bank Personal Loan for Managers

  • Interest Rate
  • Eligibility Criteria
  • Documents Required
  • General Information

Interest Rate

Fee Amount to be Paid
Rate of Interest From 10.40% onwards To Max 16%
Loan Processing Charges Rs. 7999/- to 2% + GST
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges Nil Forclosure charges applicable if loan amount >7.50 lacs & <7.50 lacs - 13 - 24 Months - 4% of Principal Outstanding, 25 - 36 Months - 2% of Principal Outstanding >36 Months - 1% of Principal Outstanding
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA
image

YES Bank Personal Loan Eligibility Criteria

The following people are eligible to Apply for YES Bank Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state, and local bodies
  • Salaried Individuals between 23 and 58 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 58 Years 25 Years 23 Years
Minimum Income Min. Rs. 25,000/- Monthly NA NA
Co-applicant NA NA NA
Loan Tenure 12 To 72 Months 12 To 72 Months 12 To 72 Months
Maximum Loan Amount Upto 50 Lacs Upto 50 Lacs Upto 50 Lacs
Employment/Business Continuity NA NA NA
CIBIL Score Above 700 NA NA

Document for Private Limited Companies Personal Loan

LoanMoney will help you to achieve all your financial goals. With the Personal Loan EMI Calculator, you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in India.

    Document Required for Salaried Individuals
  • Application Form with 2 Passport size Photo
  • Proof of Identity: PAN Card / Aadhaar Card, Valid Passport, Ration Card
  • Proof of Address: Valid Passport, Voter ID Card, Driving License, Latest Utility Bill.
  • 3 Months Bank Statement of Salary Account
  • Latest 3 Month Salary Slips
  • Form 16 / Office I-Card
  • 1 Year Job Continuity Proof

Post-sanction / Pre-Disbursement Documentation Required

Other documents required after approving the loan and before disbursing the amount. The documents are as follows:
  • Security Cheques required for SI and ECS
  • Loan Agreement duly signed by the customer
  • Document proof required from Borrower may change from case to case.
  • Qualification or Registration Proof is required for doctors, architects, CAs, ICWAs, CS, MBA Consultants, and Engineers.

YES Bank General Information

General Information
  • Loan Amount:Rs. 1 Lac to 40 Lacs
  • Rate of Interest (APR)*: 10.75% to 22.50%
  • Repayment Tenor: 12 Months to 60 Months
  • Processing Fees:0.75% to 2.50% + GST as applicable
  • Prepayment/ Foreclosure:Nil (After 12 months) or 1% - 4% (Before 12 months)

  • Illustration:Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.
  • APR* - Annual Percentage Rate
Salaried Self Employed Professional
Age 23 To 58 Years 25 23
Loan Amount Upto 50 Lacs Upto 50 Lacs Upto 50 Lacs
Tenure 24 To 72 Months 24 To 72 Months 24 To 72 Months
Rate of Interest / APR [Annual Percentage Rate] From 10.40% To Max 16% Overdraft 19% Normal 18% NA
Features Transfer your Existing Personal Loan Transfer your Existing Personal Loan Transfer your Existing Personal Loan
Processing Fees 7999% to 2% + GST 2% of Loan Amount Plus Service Tax 2 %
Special Priority to Govt Employees Unsecured Overdraft- Pay Interest when used Normal or Overdraft
Documentation Salary Slips/ Address proof/ Identity proof PAN Card Balance Sheet & ITR 3 yrs ITR and Banking
Eligibility
  • Rs. 25000/- p.m
  • Based on Net Take Home Salary 60% can be paid as Per Month EMI [Average EMI is 2600/- Per Lac]
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @10.40% with processing Fees for 72 Months comes to Rs. Rs. 1.35 Lacs
As Per Financials As Per Gross Receipts to Doctors, CA, CS, Architect

About Ghaziabad, Uttar Pradesh, India

Ghaziabad district is a city in the state of Uttar Pradesh and a part of Delhi NCR. Its total area is 210 km sq. This place was founded by Ghazi-ud-Din in 1740 A.D. At that time Ghazi-ud-Din served as a wazir in the court of Mughal emperor Muhammad Shah and named it “Ghaziuddinnagar” after his name.

Some most interesting places to visit in Ghaziabad are Iskcon Temple, City Forest, Swarna Jayanti Park, and Laxmi Narayan Temple. There are many malls which you can visit such as Shipra Mall, Gaur Central Mall, Shopprix Mall, and Opulent Mall.

Check Your Eligibility

How much do you need?

Advantages

  • Advantage of Personal Loan
  • Advantage for Customer

Advantage of Personal Loan

YES Bank provides a personal loan to borrowers who need funds to meet their urgent requirements. Advantages of taking a personal loan from YES Bank are:

  • Special rates for existing customers
  • Quick and hassle-free loan approval
  • Easy Balance transfer facility available
  • Get a loan up to Rs. 50 Lakhs
  • No Foreclosure and Part Payment Charges
image

Advantage for Customer

  • Attractive Rate of Interest
  • Flexible Repayment Tenure
  • Lowest Processing Fees
  • Easy Balance Transfer Facility
  • No Foreclosure / Part Payment Charges
  • Door-step Services (Document Pick-up)
image

Advantages with Loanmoney

Loanmoney is one of the leading Loan agencies in Delhi/NCR.

We offer all types of Loans like Personal Loan, Home Loan, Business Loan, and Loan Against Property.

Loan Money's main objective is to provide the Best deals with Multiple options with Transparency & safety.We deal with over 35 Banks & NBFC`S.

Our main focus is customer satisfaction that's why our customers rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

Experienced Loan Advisor

We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, and CAs to guide hassle-free Loan processes and deliver on commitment.

Multi Bank Option

Loanmoney deals with Over 35 Banks & NBFCs, As per customer profile & financial status we give a minimum of 3 best deals for Personal Loan which is available in the market.

Free Doorstep Service

Loanmoney doesn't charge anything against the customer for the Service of your Loan and helps you to get the desired loan amount at the lowest rate.

End to End services

We are a very vibrant and dynamic Loan agency that manages all the processes ourselves from lead sourcing to Loan Disbursal. We work for customers utmost satisfaction.

Transparency & Safety

We will share every term and condition related to your Loan processes like interest rates, payment tenure, EMI, and any other charge applied during the Loan process & before loan disbursement on recorded lines.

Referral Program

Loanmoney offers an attractive scheme for earning extra bucks after getting a loan. Any Disburse customer can become our associate & can start earning on referring New customers to Loan Money.

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

FAQs for Personal Loan for Managers

  • What are the benefits of taking a personal loan with the help of Loanmoney?

    The benefits of taking a personal loan with the help of Loanmoney are:

    • Collateral-free Loan
    • Minimum Document Required
    • Attractive Rate of Interest
    • Flexible Repayment Option
    • Lowest EMI
    • Maximum Loan Tenure
    • Quick Disbursal
    • Door-Step Services
  • What is the tenure of a personal loan?

    Personal loans feature tenure of 1 year to 5 years or 12 to 60 months.

  • What are the key documents required when applying for a personal loan?

    The key documents required for a personal loan are:

    • Application Form with Passport size Photo
    • Identity proof: Voter ID Card, Aadhar Card, PAN Card, Passport, Driving License
    • Address proof: Voter ID Card, Aadhar Card, Driving License, Ration Card, Passport, Telephone/Electricity Bill, Rental Agreement.
    • Latest 3 months bank Passbook statement
    • Latest 3 months salary slip or current salary certificate.
    • Latest Form 16
  • Am I eligible for a personal loan?

    To be eligible for a personal loan, you must have a regular source of income to avail of a personal loan, whether you are a salaried individual, a self-employed business person, or a professional. Some other factors that are affected are credit history, residential location, and other factors as per the lender’s criteria.

  • What is an EMI?

    EMI stands for Equated Monthly Installment (EMI). It is a monthly payment given by a borrower to a creditor on a defined day in each month. EMIs apply to both interest and principal each month, and the loan is paid off in full over some years.

  • What are Nil Foreclosure Charges in Personal Loan?

    The term Loan foreclosure means when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.

    Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Personal Loan try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save you money that you were going to pay to the bank.

  • Do I need to provide any security or collateral to obtain a Personal Loan from Bank?

    No, you don’t have to provide any security, collateral, or guarantee to obtain a Personal Loan from Bank.

  • How much would I need to repay each month?

    At the time of booking your loan, the EMI (Equated Monthly Instalments) will be calculated based on the loan amount sanctioned, interest rate, and the tenor.

  • How long will it take for my Personal Loan to be processed?

    Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.

  • What happens if I miss an EMI payment or there is an ECS bounce?

    The bank will levy certain ECS bounce charges/penalties. In addition, it will get reported in your credit report. Depending on the severity of the default it can have a serious impact on your future credit possibilities like a home loan, car loan, etc. In addition, the banks can also take legal action against the borrower.

Read Our Blogs

6 Credit Score Myths that you shouldn't fall for...

If you want to choose a moratorium on term loans, know that it will not impact your credit score. Factors influence your credit scores such as total outstanding, repayment history, credit utilizati...

Read More

How Moratorium 2.0 will impact on your Creditworthiness...

The Reserve Bank of India (RBI) recently announced Moratorium 2.0 and borrowers can want to defer their EMIs for a further term of three months, i.e. from June 20 to August 20. Moratori...

Read More

MSME Scheme 3 lacs Crore: Eligibility and Procedure...

The Rs 3 lakh crore emergency credit borrowing scheme for Micro, Small and Medium Enterprises (MSMEs) announced by the Modi govt on May 12 will also cover retailers and other businesses. Emergency ...

Read More