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B-134, Third Floor, DDA Shed
Okhla Industrial Area,
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A personal loan is a kind of unsecured loan that helps you for various purposes, like Children's Education, Medical Emergencies, Wedding Expenses, Home Renovation, starting a Business, or any other Financial Liabilities. With an unsecured personal loan, you do not need to provide any security to the bank in the form of shares or property documents.
Personal Loan is open to all those who have a secured/regular income, Credit History, and CIBIL Score irrespective of the purpose of the application. You can borrow personal loans with minimal documentation, flexible repayment tenure and options. Apply for Personal Loan in Palwal with LoanMoney to avail maximum benefits.
Share your contact details and talk with our experts to get an instant decision on your loan.
Bank Name
Loan Amount
Interest Rate
Special Features
Axis Bank
Personal Loan
1 Lac To 50 Lacs
10.25% - 22.50%
Part or Preclosure charges Nil
Eligibility Criteria
Documents
Current Address Proof is Not Mandatory if Aadhar Card OTP Verified
Fees & Charges
HDFC Bank
Personal Loan
1 Lac - 1 Crore
10.25% - 12.49%
Part Payment & Foreclosure Facilities
Eligibility Criteria
Documents
Fees & Charges
ICICI Bank
Personal Loan
1 - 50 Lacs
10.25% - 22.50%
Prepayment of the loan is possible after 12 EMI
Eligibility Criteria
Documents
Fees & Charges
Yes Bank
Personal Loan
Upto 50 Lacs
From 10.40% - Max 16%
Transfer your Existing Personal Loan
Eligibility Criteria
Documents
Fees & Charges
Induslnd Bank
Personal Loan
1 - 25 Lacs
10.75% - 22%
Simple Documentation, Quick Disbursal
Eligibility Criteria
Documents
Fees & Charges
Indiabull
Personal Loan
Upto 15 Lacs
11.99% Onwards
Loan Disbursal within 48 hours
Eligibility Criteria
Documents
Fees & Charges
IDFC First Bank
Personal Loan
1 Lacs - 20 Lacs
11.10% - 17.20%
Top-up Facility for Existing Customer
Eligibility Criteria
Documents
Fees & Charges
Fullerton Bank
Personal Loan
1 Lacs - 25 Lacs
12.99% - 18%
Quick Loan Disbursal
Eligibility Criteria
Documents
Fees & Charges
There are various factors to consider while taking a Personal Loan in order to assure the borrower gets the best possible deal. Factors such as:
Loan Amount: 1 Lac to 40 Lacs | Rate of Interest (APR)*: 10.75% to 22.50% | Repayment Tenure: 12 Months to 60 Months | Processing Fees: 0.75% to 2.50% + GST as applicable | Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)
Illustration: 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.
* APR - Annual Percentage Rate
A personal loan is a loan taken by the salaried individual to finance any personal Expenses like Weddings Expenses, Home Renovations, Medical Expenses, Bill payment, Dream Vacation Tour, Starting a Business, Higher Education. In Personal Loan, the borrower has full freedom to use the money for any purpose they want.
Personal Loan Eligibility Calculator helps you to understand the maximum loan you can avail of depending on your net monthly income and repayment capacity. Various factors will consider for your personal loan eligibility such as net monthly income, company category, job continuity, CIBIL Score, other financial liabilities, etc. You can also check eligibility criteria and document required for the Salaried Personal Loan.
Particulars | Salaried | Self Employed & Professional |
---|---|---|
Age(Min-Max) | 23 - 58 Years | 25 - 65 Years |
Minimum Income | Net Monthly Salary > 25000/- or More | NA |
Co-applicant | Not Require | NA |
Loan Tenure | 12 To 60 Months | 12 To 60 Months |
Maximum Loan Amount | Max. 30 Lacs | Max. 20 Lacs |
Employment/Business Continuity | 1 Year Job Stability is Mandatory. | NA |
CIBIL Score | Minimum 720 | NA |
There are various factors to consider while taking a Personal Loan in order to assure the borrower gets the best possible deal. Factors such as:
Loanmoney provides transparent and trustworthy loan services to fulfill your immediate financial needs.
Experience fast personal loan transactions with minimal documentation requirements.
Get Fast Approval of a personal loan by simply following a few steps.
Enhance your convenience by availing loans through Loanmoney's assistance.
Choose Loanmoney for a seamless and stress-free experience in obtaining a personal loan, simplifying the entire process.
Palwal comes under the 21st district of Haryana State. It lies at a distance of 60km from Delhi. Officially the languages spoken here are Hindi and Haryanvi. It is spread over 1359 km. It is the hub for the cotton trade in the area.
These are mainly two monuments which are well known these are Panchwati Mandir and Gandhi Seva Ashram or Gandhi Museum which is very close to Palwal Railway Station.
Make your wedding day more memorable by adding some extra facilities which a personal loan can provide for you.
Fulfill your medical expenses like hospitalization bills, medical prescription bills, surgeries, etc
Repay the entire credit card bill in one shot and then make pocket-friendly EMIs.
Reduces the strain on your family savings and eliminates the need to liquidate your investments in fixed deposits
Planning to go on a vacation or looking for ways to pay for holiday travel without breaking your credit card.
Maintain continuity in servicing the debt and get a certain degree of flexibility to restore financial stability.
Don't need to wait for a longer time to renovate your home. Avail for a Personal Loan now.
The benefits of taking a personal loan with the help of Loanmoney are:
Personal loans feature tenure of 1 year to 5 years or 12 to 60 months.
The key documents required for a personal loan are:
To be eligible for a personal loan, you must have a regular source of income to avail of a personal loan, whether you are a salaried individual, a self-employed business person, or a professional. Some other factors that are affected are credit history, residential location, and other factors as per the lender’s criteria.
EMI stands for Equated Monthly Installment (EMI). It is a monthly payment given by a borrower to a creditor on a defined day in each month. EMIs apply to both interest and principal each month, and the loan is paid off in full over some years.
The term Loan foreclosure means when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.
Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Personal Loan try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save you money that you were going to pay to the bank.
No, you don’t have to provide any security, collateral, or guarantee to obtain a Personal Loan from Bank.
At the time of booking your loan, the EMI (Equated Monthly Instalments) will be calculated based on the loan amount sanctioned, interest rate, and the tenor.
Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.
The bank will levy certain ECS bounce charges/penalties. In addition, it will get reported in your credit report. Depending on the severity of the default it can have a serious impact on your future credit possibilities like a home loan, car loan, etc. In addition, the banks can also take legal action against the borrower.
We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.
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Read MoreB-134, Third Floor, DDA Shed
Okhla Industrial Area,
Phase - 1
New Delhi - 110020
Mon-Sat | 10:00 - 06:00 |
Sunday | Online |