Apply ICICI Bank Personal Loan for Interior Designer in Sonipat

Collateral Free Loan | Lowest Interest Rate | Maximum Loan Amount | Lower Processing Fees | Door Step Service

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About ICICI Bank Personal Loan for Interior Designer in Sonipat

ICICI Bank Personal Loans offer instant loan approval and come with no foreclosure and part payment charges. These versatile loans serve various purposes, such as funding children's education, handling medical emergencies, covering wedding expenses, renovating homes, starting a business, or consolidating other financial liabilities.

LoanMoney is a registered and authorized Direct Selling agent of various National, Multinational, and Non-Banking Financial Companies. ICICI Bank provides hassle-free Personal Loan facilities to salaried individuals at attractive interest rates. The application process is simple, requires minimal documentation, and offers easy repayment options with the lowest EMI. To benefit from the lowest interest rates, apply for an ICICI Bank Personal Loan through LoanMoney.

ICICI Bank Personal Loan for Interior Designer

If you are an interior designer, work hard to improve your skills to take your career to the next level. However, in many cases, apart from hard work and time, you also need money to develop your career as a working professional. In such a situation, a personal loan can be really helpful. Whether you are dreaming of starting your own office, or want to complete education of interior designer course or anything else, a personal loan can help you in every way.

You can avail of a personal loan for Interior Designer at attractive interest rates, with a simple application process, and fewer documents, low processing fees and for long tenure.

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Quick Enquiry for Personal Loan

Share your contact details and talk with our experts to get an instant decision on your loan.

Features of ICICI Bank Personal Loan for Interior Designer

  • Minimum Document required
  • Hassle-free Application process
  • Attractive Rate of Interest starts from 10.25% to 22.50%
  • Flexible Repayment Tenure from 12 to 72 months.
  • Unsecured Personal Loan
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Talk with our Personal Loan Expert

+91-8130-222-111

Details of ICICI Bank Personal Loan for Interior Designer

  • Interest Rate
  • Eligibility Criteria
  • Documents Required
  • General Information

Interest Rate

Fee Amount to be Paid
Rate of Interest 10.25% To 22.50% floating
Loan Processing Charges Rs. 1999/- To 2.50% + GST
Cheque Bounce Charges Rs. 200 + applicable GST
Cheque/ Instrument Swap charges Rs 500/-
Prepayment/ Foreclosure Charges Nil Forclosure charges applicable if loan amount >10 lacs & <10 lacs - 13 - 24 Months - 4% of Principal Outstanding, 25 - 36 Months - 3% of Principal Outstanding >36 Months - 2% of Principal Outstanding
Default Interest Rate 22.50% per annum
Duplicate Statement Issuance Charges Rs. 250/-
Duplicate Amortization Schedule Charges Rs. 250/-
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA
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ICICI Bank Personal Loan Eligibility Criteria

The following people are eligible to Apply for ICICI Bank Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state, and local bodies
  • Salaried Individuals between 23 and 58 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 58 Years 25 To 60 Years 25 To 65 Years
Minimum Income For ICICI A/C Holder >25000/- Monthly NTH,
For Non-ICICI A/C Holder 30000/- Monthly NTH		 NA NA
Co-applicant Not Require NA NA
Loan Tenure 12 To 72 Months 12 To 72 Months 12 To 72 Months
Maximum Loan Amount 1 To 50 Lacs 5 To 25 Lacs 1 To 25 Lacs
Employment/Business Continuity 1 Year Total Job Continuity Require NA NA
CIBIL Score NA NA NA

Document for Private Limited Companies Personal Loan

LoanMoney will help you to achieve all your financial goals. With the Personal Loan EMI Calculator, you can calculate your monthly installments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in India.

    Document Required for Salaried Individuals
  • Application Form with 2 Passport size Photo
  • Proof of Identity: PAN Card / Aadhaar Card, Valid Passport, Ration Card
  • Proof of Address: Valid Passport, Voter ID Card, Driving License, Latest Utility Bill.
  • 3 Months Bank Statement of Salary Account
  • Latest 3 Month Salary Slips
  • Form 16 / Office I-Card
  • 1 Year Job Continuity Proof

Post-sanction / Pre-Disbursement Documentation Required

Other documents required after approving the loan and before disbursing the amount. The documents are as follows:
  • Security Cheques required for SI and ECS
  • Loan Agreement duly signed by the customer
  • Document proof required from Borrower may change from case to case.
  • Qualification or Registration Proof is required for doctors, architects, CAs, ICWAs, CS, MBA Consultants, and Engineers.

ICICI Bank General Information

General Information
  • Loan Amount: Rs. 1 Lac to 50 Lacs
  • Rate of Interest (APR)*: 10.25% to 22.50%
  • Repayment Tenor: 12 Months to 72 Months
  • Processing Fees: 0.75% to 2.50% + GST as applicable
  • Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)

  • Illustration:Rs. 1 Lac loan on 10.25% with processing Fees for 72 Months comes to Rs. 1,34,296/- Equated Monthly Instalment shall be: Rs. 1,865/- only.
  • APR* - Annual Percentage Rate
Salaried Self Employed Professional
Age 23 To 58 Years 25 To 60 Years 25 To 65 Years
Loan Amount 1 To 50 Lacs 5 To 25 Lacs 1 To 25 Lacs
Tenure 12 To 72 Months 12 To 72 Months 12 To 72 Months
Rate of Interest / APR [Annual Percentage Rate] 10.25% To 22.50% 16% To 19% NA
Features Prepayment of the loan is possible after 12 EMI Prepayment of the loan is possible after 12 EMI Prepayment of the loan is possible after 12 EMI
Processing Fees Rs. 1999/- to 2.50% of the Loan amount + GST 2% 2%
Special Privileged Rates to ICICI relationship; Loans to non listed companies/ No CIBIL Existing Loan Track must Max Loan Amount
Documentation KYC & Financial Audited Balance Sheet 3 Years. ITR Plus Professional Degree.
Eligibility ICICI Bank Personal Loan Eligibility Criteria for Salaried Individual
  • 50% of Net Take home salary as Maximum Loan EMI Per Month [Approx Rs. 2500/- Per Lac is per month EMI]
  • Net Profit Per Months 60% Maximum Loan EMI P.M.
  • Up to Professional Fees receipt or 25 Lacs whichever is lower.

About Sonipat, Haryana, India

Sonipat is a city of the Haryana state of India. It is around 44 kilometers from New Delhi and around 214 km southwest of Chandigarh. Its total area is approx 181 km sq. It is one of the major bicycle-manufacturing centers in the country.

Sonipat has ancient significance as it is believed that it was founded as Swarnaprastha by five Pandava brothers during the time of Mahabharata and this was one of the five villages demanded by the Pandavas instead of the kingdom of Hastinapur.

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Advantages

  • Advantage of Personal Loan
  • Advantage for Customer

Advantage of Personal Loan

ICICI Bank provides a personal loan to borrowers who need funds to meet their urgent requirements. Advantages of taking a personal loan from ICICI Bank are:

  • Special rates for existing customers
  • Quick and hassle-free loan approval
  • Easy Balance transfer facility available
  • Get a loan up to Rs. 50 Lakhs
  • No Foreclosure and Part Payment Charges
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Advantage for Customer

  • Attractive Rate of Interest
  • Flexible Repayment Tenure
  • Lowest Processing Fees
  • Easy Balance Transfer Facility
  • No Foreclosure / Part Payment Charges
  • Door-step Services (Document Pick-up)
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Advantages with Loanmoney

Loanmoney is one of the leading Loan agencies in Delhi/NCR.

We offer all types of Loans like Personal Loan, Home Loan, Business Loan, and Loan Against Property.

Loan Money's main objective is to provide the Best deals with Multiple options with Transparency & safety.We deal with over 35 Banks & NBFC`S.

Our main focus is customer satisfaction that's why our customers rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

Experienced Loan Advisor

We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, and CAs to guide hassle-free Loan processes and deliver on commitment.

Multi Bank Option

Loanmoney deals with Over 35 Banks & NBFCs, As per customer profile & financial status we give a minimum of 3 best deals for Personal Loan which is available in the market.

Free Doorstep Service

Loanmoney doesn't charge anything against the customer for the Service of your Loan and helps you to get the desired loan amount at the lowest rate.

End to End services

We are a very vibrant and dynamic Loan agency that manages all the processes ourselves from lead sourcing to Loan Disbursal. We work for customers utmost satisfaction.

Transparency & Safety

We will share every term and condition related to your Loan processes like interest rates, payment tenure, EMI, and any other charge applied during the Loan process & before loan disbursement on recorded lines.

Referral Program

Loanmoney offers an attractive scheme for earning extra bucks after getting a loan. Any Disburse customer can become our associate & can start earning on referring New customers to Loan Money.

Clients words

What our clients say

We pride ourselves on providing transparent and quality service to our clients, but you don’t just have to take our word for it. Read what our clients have to say about us.

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Job Varghese

Client

I am totally satisfied by loan money and the way it services its customers.... especially I thank and appreciate Ms. Somya as she is a great resource to the organization. She has been constantly assisting me from start till the end and has been a very prompt and sensible officer as she could offer the relevant deal for me.

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Vishwajeet Nanaware

Client

LoanMoney is really good in providing loan services. Particularly Chanchal, my loan assistant has great skills to communicate with her clients and understand their needs. She processed my personal loan on time. The rate of interest offered was lower than the others. it was overall a good experience with 100% satisfaction.

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Avlokit Kaushik

Client

This is my second time in have taken a loan from LoanMoney. Kavita has helped me a lot..very cooperative very helpful very fast. Thanku again.

FAQs for Personal Loan for Interior Designer

  • What are the benefits of taking a personal loan with the help of Loanmoney?

    The benefits of taking a personal loan with the help of Loanmoney are:

    • Collateral-free Loan
    • Minimum Document Required
    • Attractive Rate of Interest
    • Flexible Repayment Option
    • Lowest EMI
    • Maximum Loan Tenure
    • Quick Disbursal
    • Door-Step Services
  • What is the tenure of a personal loan?

    Personal loans feature tenure of 1 year to 5 years or 12 to 60 months.

  • What are the key documents required when applying for a personal loan?

    The key documents required for a personal loan are:

    • Application Form with Passport size Photo
    • Identity proof: Voter ID Card, Aadhar Card, PAN Card, Passport, Driving License
    • Address proof: Voter ID Card, Aadhar Card, Driving License, Ration Card, Passport, Telephone/Electricity Bill, Rental Agreement.
    • Latest 3 months bank Passbook statement
    • Latest 3 months salary slip or current salary certificate.
    • Latest Form 16
  • Am I eligible for a personal loan?

    To be eligible for a personal loan, you must have a regular source of income to avail of a personal loan, whether you are a salaried individual, a self-employed business person, or a professional. Some other factors that are affected are credit history, residential location, and other factors as per the lender’s criteria.

  • What is an EMI?

    EMI stands for Equated Monthly Installment (EMI). It is a monthly payment given by a borrower to a creditor on a defined day in each month. EMIs apply to both interest and principal each month, and the loan is paid off in full over some years.

  • What are Nil Foreclosure Charges in Personal Loan?

    The term Loan foreclosure means when a person does the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.

    Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from the borrower. While taking a Personal Loan try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save you money that you were going to pay to the bank.

  • Do I need to provide any security or collateral to obtain a Personal Loan from Bank?

    No, you don’t have to provide any security, collateral, or guarantee to obtain a Personal Loan from Bank.

  • How much would I need to repay each month?

    At the time of booking your loan, the EMI (Equated Monthly Instalments) will be calculated based on the loan amount sanctioned, interest rate, and the tenor.

  • How long will it take for my Personal Loan to be processed?

    Once you submit your application form and the required documents as per Bank's criteria, you can expect our approval and disbursal within 5 working days, provided everything is in order. All loan approvals are at the sole discretion of the bank.

  • What happens if I miss an EMI payment or there is an ECS bounce?

    The bank will levy certain ECS bounce charges/penalties. In addition, it will get reported in your credit report. Depending on the severity of the default it can have a serious impact on your future credit possibilities like a home loan, car loan, etc. In addition, the banks can also take legal action against the borrower.

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Noida - 201305, India

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